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Allen Credit and Debt Counseling Agency (ACDCA) respects your privacy. We are committed
to ensuring this privacy and are continually researching the best security options
available for protecting all data collected from you.
You can browse our site anonymously. We do not collect any personal information
while you browse. We do, however, gather information about our site such as the
number of visitors, length of each visit and which pages are most commonly used
to enter and exit the site.
If you voluntarily choose to sign up for one of our on-line courses, various types
of personal information will be gathered. Confidential information collected includes
name, address, telephone number, social security number, employment, and creditor
information. The information gathered will be used to complete the course requirements.
ACDCA does not sell, rent, loan, trade or lease any personal information collected
at our site, including any confidential information gathered for an on-line course.
All personal information is used strictly for the completion of the course.
We regularly review our security standards and procedures to prevent unauthorized
access to your personal information. We will only permit authorized employees, who
have been trained in the proper handling of customer information to have access
to your data. Course information can only be accessed
after identity is confirmed through the use of a user name and password. It is the responsibility of
each customer to protect their user name and password.
Your payment and personal information is always safe. Our Secure Socket Layer (SSL) software
is the industry standard and among the best software available today for secure commerce transactions.
Your information is encrypted, ensuring no one else can intercept and/or read it over the internet.
Refunds can be requested before completion of program. If program is completed prior
to the request, then refunds
will be reviewed on a case by case basis.
Once payment has been authorized for a session, access is granted immediately to
the session for a registered user. If a payment is mailed to Allen Credit and Debt
Counseling Agency, we will notify you immediately upon receipt of payment that access
to the session has been granted.
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