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  • Do you need to file for bankruptcy?

    ACDCA is an approved bankruptcy counseling provider that has a track record of providing quick results! We are here to help whenever you need us! Our courses are available online or by phone and as always we are supported by the best customer service and quickest certificate delivery in the business!

  • Why bankruptcy counseling?A counseling session is now required prior to filing for bankruptcy*. ACDCA offers affordable and convenient Pre-Bankruptcy Credit Counseling and Pre-Discharge Personal Financial Management Courses. You will be able to complete your courses online or by phone!

  • Call 888-415-8173 to speak with a certified credit counselor!

    We are known for our outstanding customer service. We don't believe in running you through a course or speaking with an untrained customer service representative. We aim to provide you with a quality educational experience and always provide access to a certified credit counselor via phone, email or live chat.

  • Our Hours | www.acdcas.com We are open 24 hours a day, 7 days a week. You can take your course online or via phone, no appointment needed.
  • Certified! ALL OF OUR CREDIT COUNSELORS ARE CERTIFIED BY THE CREDIT COUNSELOR EDUCATION ASSOCIATION. ALL COUNSELORS HAVE MET REQUIREMENTS AND UTILIZE CONTINUING FINANCIAL EDUCATION TOOLS YEARLY!
  • *Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.



  • Allen Credit & Debt Counseling Agency, Credit & Debt Counseling, Wolsey, SD