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A New Beginning

Before your bankruptcy can be discharged, you must take a debtor education session from an approved agency. ACDCA became approved to issue certificates evidencing completion of a Personal Financial Management Instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency's services. You must have a bankruptcy case number before taking this course.

This course provides you with the vital information you'll need to develop a budget to keep your expenses in check with your income. You will learn the necessary steps to successful money management and how to use credit wisely.